Compare Rates
30-Year Fixed
5.930% (Adjusted today)
90 days ago (2025-09-25)
6.300% ▼ 0.370%
1 year ago (2024-12-26)
6.850% ▼ 0.920%
Observed: 2025-12-24
15-Year Fixed
5.000% (Adjusted today)
90 days ago (2025-09-25)
5.490% ▼ 0.490%
1 year ago (2024-12-26)
6.000% ▼ 1.000%
Observed: 2025-12-24
FHA 30-Year
5.714% (Adjusted today)
No historical compare for this series.
Observed: 2025-12-23
VA 30-Year
5.488% (Adjusted today)
No historical compare for this series.
Observed: 2025-12-23
5/1 ARM (Derived)
5.580% (Adjusted today)
No historical compare for this series.
Observed: 2025-12-24
Source: Freddie Mac PMMS (weekly) and Optimal Blue Mortgage Market Indices (OBMMI, daily) via FRED®. ARM shown as a derived spread vs Conventional displayed. Informational only, not a rate quote.